Honestly just see a lot more RV/Van dwellers in retirement. housing and healthcare are the greatest costs.
Its "funny" that I'm not that old (40s) and I've now lived through 2 major housing crisis as an adult. Its the same number as my parents who are in their 80s, and they never even had to buy a house in a post crisis era. Housing was basically ez-mode for them their whole lives (as was healthcare). Only now are they having any difficulty, even with a defined-benefits pension, but they have me to help out, lucky them (not so much me).
As for healthcare I've given up on that already. I might have one elective surgery next year, after that if anything major goes wrong with me, I'm dead. Not even really bothering with many doctor visits now, though I manage the prexisting issues I know about.