Ask HN: Digital Asset Management / Estate Planning

I've recently encountered two articles on this topic:

- https://arielelkin.github.io/articles/digital-estate-planning

- https://www.meganlyip.com/wp-content/uploads/2020/01/2019-11-28-Your-Digital-Estate-Guide.pdf

I'm interested on how others approach this: what do you do for your parents, for yourselves and for your children? Is there some practice or habit-forming that is low-effort but absolutely a must-have?