If you have drops where you want them, test what you've got installed. Cabling that only hits the minimums of Cat5e doesn't meet the specs for 10GbaseT, but the specs for 10G are for cabling in a dense conduit with a total run of 100m. In a residential setting, you likely don't have dense conduit or there's only a small section with dense cabling, where it leaves the patch panel. Additionally, cables are often exceed the spec they claim on their jacket, especially when there were not higher specs defined when made. My house was cabled with cat5e in 2003 or so, and I run 10g along one segment joining two buildings without significant error counts. My systems lack the tuning to really use that bandwidth, and I don't have a real usecase, but I wanted to see if it works, and it does. I've also run gigE over a segment with a mix of cat5e and cat3 at my previous residence, because pulling a new cable would have been onerous; and 100M would have been acceptable if gigE didn't work.
I'm not sure that cat5e will work beyond 10G, but 10G seems likely to be good enough for a long time. As of right now, used 10g fiber equipment is significantly less expensive than used 10GbaseT equipment, and there's power/heat savings too, 40GbaseT is going to run really hot.