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> Of all the scams associated with real estate transactions, title insurance is kind of legitimate

As someone who has submitted (and failed to collect) on a claim against title insurance for legal fees incurred to correct a mistake in the original title that the title company missed, I'm skeptical of its value, at least for things like erroneous lot lines.

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What was their reasoning for not paying out?

They claimed that they had correctly interpreted the documents as presented. The issue was that my condo (in a 2 unit condo building) hadn't been correctly deeded one of the 2 parking spaces, even though the building was designed and used that way for decades.

They claimed that the seller misrepresented the property by claiming it came with a parking spot.

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