In my experience, the majority of the time, it is more profitable to pay attention to the context and situation in which you are operating, rather than trying to over-intellectualize too early.
To put it more positively and concretely: "Focus on your personal conduct, accumulate and apply wisdom to your situations, and observe more of your situation, keep adjusting/improving rather than floating in abstract theories."
In more striking terms: "You can't learn to swim by reading a textbook; it is only possible to jump in and 'figure it out' in real-time."
Also, university doesn't prepare you for life mostly, as it teaches over-intellectualization (bad default). Sometimes, I feel university gives you some really bad habits to unlearn as you progress further in life.
Practice, reflect, improve. Put it in a loop. That's life.