The OP is saying most of these plugins should be built in.
Using your analogy, WordPress should be a furnished apartment, not one where you have to buy all the white goods yourself. (if renting)
Using your analogy, WordPress should be a furnished apartment, not one where you have to buy all the white goods yourself. (if renting)
If it's an application, a lot of what people need doesn't come in the box.
If it's a framework, a lot of what's built in isn't necessary and it doesn't let users pick what flavour of wordpress they want.
I guess if there's one thing that might be attracting people to hosted solutions, it's that many of them do provide these sorts of features built in.