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As a student, while I do write and maintain software for my job and my FOSS projects, I do not make enough to justify yt premium at all

They should definitely offer a free or almost free student version. Supporting students is a good thing.

There is a free way for students to use it - with ads.

There's an even better free way for students to use it - with adblocker! It even saves Google the bandwidth of streaming the ads! How considerate!

There's a Student version of YT Premium for ~$8/month.