Don't forget, "100%" isn't really 100% any more after a year or two of charging to 100% all the time. You've probably lost 20% or so of your battery's capacity and it will be charging slower due to increased internal resistance.
> "Where does this 80% come from? Would it be even better if I stopped charging at 60%?"
Yes, but only marginally better since there's diminishing returns. 80% is generally considered to be the sweet spot that best balances practicality with battery health.