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That’s a lot to assume with zero actual knowledge of my budgeting. So No surprise it happens to be totally off the mark and inaccurate.

I usually save about 40-50% of my take home pay each month and thats after maxing 401k contributions. And no, this is not on FANG pay.

Yep, Terrible money management just as accused. /s. Okay Next assumption please

Nobody with half a brain is spending.

Anyone can save 50% of 400k.

My friends work for the UN and WHO and pay no taxes yet they are fine because they are fucking retarded but they get too much money.

You could have bought all that crap for 50% off in December but you are lost. Want to buy a bridge lmfao.

Edit : 401k lmfao shows how lost you are.