Note: I’m a big fan of EVs. I’m just saying that handling is one of their weaknesses until battery density gets a lot better.
I don't work for BMW (or Honda, or Tesla) though, so what do I know.
Passport: $43k Prologue: $48k - $7.5k tax credit.
Checking Honda dealership near me, g there are configured CRVs that can be driven off the lot for $35k, without even considering that you can almost always haggle for good dealer markdowns on ICE cars but not EVs.
For me, that ended up being ~$100/month which was decidedly more than the increase in monthly payment. And that's ignoring that the savings continue beyond the end of the payments.
It's also ignoring used vehicle prices. When I looked, and again, in my area, the difference in price between used vehicles was larger than in new.