An airliner is a lot of lives, a lot of money, a lot of fuel, and a lot of energy. Which is why a lot has been invested in training, procedure, and safety systems.
Cars operates in an environment which is in most ways a lot more forgiving, they’re controlled by (on average) low-training low-skill non-redundant crews, they’re much more at risk of “enemy action”, the material stresses are in a different realm, and they’re much, much more sensitive to price pressure.
Hell, the difference is already visible in aviation alone, crop dusters and other small planes are a lot less regulated amongst every axis than airliners are.