So like, you could imagine yourself looking at the SSL 3.0 "Finished" message and the SSH "Exchange Hash" and asking yourself, why do the complicated thing? The SSH thing seems to work!
And: if you asked yourself that, like, in 2013, you could go on believing for ten years that everything was fine, and SSH just found a clever way to do handshake integrity less cumbersomely than SSL 3.0.
There's like an obvious lesson here about PGP and the MDC, right?