Yeah that just seems like a poor decision on the part of these charger owners. I feel like there’s an opportunity for a company called “EZCharge - we take credit cards”. People will seek it out when looking for a charging station because they know they won’t need to download a BS app.
Or maybe another solution would be like WeChat Pay in China, something that’s so ubiquitous that all stores just have a QR code you scan to pay for anything nowadays. I’m surprised nothing like that has taken off in the US, it’s crazy convenient.