You must not have allergies. Congratulations. Joking aside, I wouldn't know a single thing about these drugs if I didn't have crushing seasonal allergies.
Zyrtec and Flonase together is probably the best normal combo and is generally accepted to be ok.
Disclaimers: I'm not a doctor. Combining a nose spray and a pill is generally accepted practice and studied in several peer review studies I've seen. Stacking claritin and zyrtec pills together is not generally accepted practice, so don't do it.
Direct decongestants like pseudoephedrine are of limited use because you quickly develop a tolerance and they become ineffective. With corticosteroid nasal sprays, they work best after consistent use over several days and keep working more or less forever.