People who live fear-based avoid things. They avoid things that might cause heartache, pain, difficulty, etc. but all of the most interesting pursuits in life have the potential to cause these things sometimes.
People who live love-based move towards things that bring happiness and satisfaction in the long term. They work hard and play hard, and when they hurt they know that things may get better.
I heard this several years ago now, and I see one of these approaches in most people around me.