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Comment by jameshush | Hacker News Reader

Out of all the side projects I’ve tried, the one that’s been the most lucrative consistently is buying boring index funds.

I kinda wish I just doubled down on the boring route sooner .

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https://www.reddit.com/r/Bogleheads/ if anyone agrees. This has been my strategy for a couple years.

Or go to where all the old farts are that's been in this game for a while: https://www.bogleheads.org/forum/

Same.

Even if you try and get creative the stock market is most easily mastered with boring index funds.

Just a bummer that these index funds are unavailable to expats :(

What do you mean? You can open an account with a US brokerage

fully available. your country of residence matters.

I'm a non-US citizen Canadian living in Taiwan. These are available, you just need to jump through a bit more hoops.

Which funds?

VOO and SPY are popular ones that track the S&P 500.

VFINX all day every day

> buying boring index funds

Which ones?

SPY until I had a year's worth of salary invested. From there, I had more "personal" personal finance questions (How do I treat these company stock options? How do I deal with obscure SPAC IPO while I live abroad in Asia?), so I got a real-life financial advisor person.

Honestly, was definitely worth it. Even though his fee is 1%, which all the personal finance YouTubers say is high, he's saved me over 100k with a few very key financial decisions where I almost shot myself in the face by accident.

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