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That is certainly not true. Exhibit A: Osama bin Laden’s father was literally a multi-billionaire and he himself inherited $30-50 million.

He's not "people", he's a "human". One human could be significantly off from the expected behavior; many people are less so.

You think Osama was happy? The man was clearly very, very angry about something, and I doubt it was inheriting a bunch of money.