An ORM is not too much pre optimisation…
It's just a question of whether you want to use a toolkit to help the transformations, or if you want to 'do it by hand'.
ORM is more for future, because it abstracts away the database implementation, so you could in theory change the db or change some behaviour more simply.
E.g. if you add something like deleted_at column, ORM can have a single place where to configure system to use it, but if you have SQL queries lying around you may need to find all spots to add that to your where clauses everywhere.
But otherwise SQL is easier to work with in my view.