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There is no law that states postdated check can only be cashed after the specified date. Some banks will happily cash your check immediately and simply ignore the future date on the check. There is no guarantee that you can always cache a check either. A check can be cancelled by the issuer at any time by making so called 'stop payment order'.

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> There is no law that states postdated check can only be cashed after the specified date.

that is absolutely false IANAL

https://www.helpwithmybank.gov/help-topics/bank-accounts/che....

> Please note: The terms "bank" and "banks" used in these answers generally refer to national banks, federal savings associations, and federal branches or agencies of foreign banking organizations that are regulated by the Office of the Comptroller of the Currency (OCC).

they say a Federal Bank can do that. I was talking about contracts between private parties (see above)

Any bank can do it and in fact you can google like a dozen different articles stating so. Seems you just don't like being proven wrong

> > There is no law that states postdated check can only be cashed after the specified date.

you neglected to say "bank" .. you said it as if anyone can do it. Look at what you wrote

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