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Thanks! It looks like I can safely retire in `null` years! I'll put the champagne on ice.

It looks to be inflation adjusted, so null means never since your safe withdrawal rate will always be less than expenses.

Yep, I got that - hence the "thanks!" :|

See also: https://www.firecalc.com/

This one is immensely more powerful and should be used if you want anything more than a "neat, that's a nice ballpark to have" estimate like what you'd get from mine.

> 1,830 monthly HOA fee

Good catch - missed that!

Thanks for this, it's simple and extremely helpful.