A URI (indicator) is a unique reference to a resource, of some kind.
One type of URI is a URN (name), e.g. doi:10.5281/ZENODO.31780 - a unique name for a resource, but no instructions on how to obtain it
Another type of URI is a URL (location), e.g. https://doi.org/10.5281/ZENODO.31780 - same resource in this case, but now we know we can obtain it via the HTTPS protocol
Few people call the address in the web browser a "URI" any more, even though technically it is one. Your JDBC URL is a URL, as is "mailto:president@whitehouse.gov" or "tel:+44-118-999-881-999-119-7253"