I’ve long wondered what I can do with an LLC to protect me from debts like this but I don’t know how to get more information about it. Particularly as I’d be the sole owner I don’t really understand what the llc does/doesn’t do.
If you had just 1000$ (and made a few hundred a year) is it worth doing?
The short, short version is: You have to have a reason for the LLC that isn't just "contain some risks". Something like "this is a legal entity for my side project bilombinaboloa.com, that I'm hoping will one day become a company and make me Rich" will work, "I pay my expenses via this and take my income directly" will not.
if you're experimenting with side project that you think has potential commercial value then this is why limited liability as a concept was invented
(as always, speak to lawyer)
obviously the advice will cost you but may be the best couple of hundred bucks you ever spent
it's not magic though, you do have to conduct yourself properly as a company (be that non-profit or otherwise)