The underlying question is: what are the values of the culture? Predatory selfishness is thrilling [1] for the winners, but ultimately self-defeating - literally suicidal from a sustainability POV, physically and socially.
The neoliberal definition of "freedom" is exactly synonymous with predatory selfishness, so everything else can only suffer.
But it's not everyone's definition of freedom. Plenty of people have other motivations, and this economic model aggressively disenfranchises their values.
[1] In a surprisingly unsatisfactory way.
Your analogy is wrong, Spotify, or really the phonograph, didn't put musicians out of work. The television did, because once that came along "just" playing well wasn't enough to be a star, on camera presence became more important.
But I also don’t think the life of the musician is all that dire, at least compared to the portrait artist and tunnel digger. There are plenty of jazz clubs in any major city, and live music that pays enough to at least supplement a day job is a thing. Even at the height of live music your average musician would have needed a day job to get by.