Sure, but most people don’t use more than two external monitors. Most people don’t use more than one.
The people who complain about specs per dollar were never Apple’s customers. “Why buy an Audi when a Dodge Neon SRT4 costs half as much and goes faster?” It has been this way for 40 years now. This just isn’t how they operate. When they design a product they don’t start from the specs, they start from how people use the product.
There are much cheaper ways to own a Max system if that specific spec is something you’re desperate for. For one thing, Apple themselves is selling the current model for $2700 refurbished. $500 off and it’s the exact same system with a brand new battery and full warranty.
Also, you should never buy a Mac without the student discount at the very least. Anyone can get it.
Finally, a used M1 Max system will cost you under $2000 and is barely 3 years old.
Keep in mind that if you were buying a MacBook Air in 2010 you were paying over $1800 in today’s money.