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At a certain point you just use a CPA or roll your own with the Freefillableforms/literal paper files and I think you are the point where the time/complexity trade offs might warrant a good CPA.

The direct file is just for W-2. I don’t think it can even handle 1099-INT or DIV

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I guess, but the point of moving away from Turbotax is to avoid supporting this scammy industry. Using a CPA would be even worse.

At a certain level of complexity you want (need) a certified professional to make sure you are complying within the bounds of tax law and offload some of the audit risk to said professionals.

Is the US Tax Code very complicated? Yes. Is it more so complicated than other nations? I would hazard a “no.” Is that a scam? That’s a question of political philosophy I don’t want to get into here.

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