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This article misses the main "gotcha" for me with RSUs. A vesting event counts as a purchase for purposes of determining whether it was a "wash sale" (selling and then re-buying) or not. Not knowing this added insult to the injury of selling previously vested shares at a loss, since a big chunk of the potential loss deduction wasn't allowed.

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The loss wasn't allowed in the current year, but it was added to basis of the remaining stock, so eventually the lower tax still happens.

Good point, though the result of my clever maneuvering is having to deal with a loss carry forward for a long time due to the amount involved.

I guess the bright side is that when I finally have some capital gains to report when I retire, I'll have something to offset them as the amount is large enough that the capital loss deduction allowed for ordinary income won't even be close to depleting it when I hit retirement age.

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