Wow.. I'm ignorant.. but if you joined 3.5 years ago, you'd have millions right now? Really? Is that the norm or exception? Geez... that's just 2008... I would understand 2005 when they were in a huge growth phase.
Either way, I know it's hard to emotionally know this, but I once had a phase in my life where I was making lots of money for a couple of years. To the point where I am sort of financially independent right now. But I was horribly depressed because I had very little friends, and no authentic relationships. It felt quite empty. So money really isn't everything.