This just shows how out of touch you are with the problems of the average American, that you see $100 that you don't have to spend on necessities—particularly $100 disposable that you have on any kind of recurring basis—as not being significant.
There are inequalities, of course, (like Europeans falling behind) but the Americans are doing very well indeed. So please stop with your propaganda.
https://awealthofcommonsense.com/2023/10/americans-have-neve...
Americans have that disposable $100. Now they may very well be deciding to throw it away on cigarettes, alcohol, weed, various entertainment (tv) or all sorts of crap - but that is a whole other discussion altogether.