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Depends on what your goals are, I suppose. The difference between $10k in the bank and $0 in the bank is gargantuan when you need to buy groceries for your kids.

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This comment is so out of touch that it almost has to be a parody. The people spending money on scratchers instead of buying groceries don’t ever have the option to have $10k in the bank. These people have probably only seen a comma in their bank account once.

What are you talking about?

I'm talking about the comment I responded to??

> The difference between $1,000 in net worth and $0, or $10K and 0, is infinitesimal

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