I have seen an average of about one false firing a month--generally moisture but sometimes a jig gets close enough to cause something. I have seen 4 "genuine" firings of which 2 would have been an extremely serious injury. This is over about 8 years--call it 10 years.
So, 4 spaces * 10 years * 12 months * $100 replacement = $48,000 paid in false firings vs 4 life changing injuries over 10 years. That's a pretty good tradeoff.
Professional settings should be way better than a bunch of rank amateurs. Yeah, we all know they aren't because everybody is being shoved to finish as quickly as possible, but proper procedures would minimize the false firings.
Part of the problem with false firing is that SawStop are the only people collecting any data and that's a very small number of incidents relative to the total number of incidents from all table saws. SawStop wants the data bad enough that if you get a "real" firing, SawStop will send you a new brake back when you send them the old one just so they can look at the data.