> move to a cheaper place and/or find a better job.

Moving costs thousands. Finding a better job is good advice but often requires investment in yourself (education costs money).

How could anyone move to a lower COL area for less than $1000? A security deposit and first month's rent will be more than that almost anywhere you can "find a better job". And that's ignoring the cost to move your things. (But maybe you didn't have any things or expect someone to sell/start over?)

It's clear your intentions here are good but you're giving poor advice. You're out of touch.