When I'm writing code, disk wear is pretty much always on my mind. I do RasPi work, and I'm always aware that every write could cause a failure if a power glitch happens at the same time, even if the total isn't excessive.
I think OSes should be doing this by default though. Alarms for unusual conditions should be first class OS objects or built into some common standard out of the box tool.
There's about a dozen issues you'd never noticed unless you manually check or set up a monitor service yourself.
While possible (and I am aware of an issue like this killing some SSDs on M1 Macs early on), it's not something I am overly worried about.
You should be backing up anyway.
I have heard rumors that SSDs can go into read-only mode, but never experienced it. Our write rate was relatively low though, and we did not include it in our monitoring.