I disagree, especially in cases, where it costs you 100k dollars, and leads to years of debt.
If it is free, it is a different story, but not here in US.
If it is free, it is a different story, but not here in US.
The US just spends it on foreign governments as opposed to its own citizens like Europe does.
I think it's somewhat disrespectful to assume other people don't understand a pretty elementary economic principle