That doesn’t scan for me. We call it car theft and thousands of cars are stolen every day that are properly locked and parked, even in the owners driveway.
Banks are notorious for adopting new technology at a glacial pace, often only when forced to do so.
Witness the adoption of chip and pin in the U.S. oh wait, we still haven’t properly adopted it and a stolen card can just be tapped on the terminal of most retailers in 2024 with no additional authentication.