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At fault: The reader's naivete Excusable: Billionaire with unfathomable power

It's all user error I suppose?

There ain't no naivete, here on HN, for "fault" to be applicable.

If you think ill-behaved billionaires are excusable, then we disagree. Though we seem to be stuck in a dystopian world run by them - so I guess you "win", in a sense.

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