How much of that is that you're familiar with this method (the same way Tom was familiar with the old method)?
How much of that is that you're familiar with this method (the same way Tom was familiar with the old method)?
But who knows, I wasn't taught the other system, maybe it's equally obvious. I do think it's indicative that the "borrowing" system is nowadays much more common (that's how I learned it in Sweden in the 90s), which probably indicates that it does have some pedagogic value. I don't think for a second either way is "more efficient" than the other: once you get the hang of the borrowing system, you do it very fast.
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[What if the digit in the subtrahend is bigger than the one in the minuend?]
Imagine adding 10 to both numbers. Obviously, the difference between them will not be changed.
But adding 10 to the digit in the subtrahend is the same as adding 1 to the digit immediately to its left.
So, add 10 to the [current] digit in the minuend, add 1 to the [next] digit in the subtrahend, and then perform the subtraction.