Undergraduate dependents of parents can only borrow $31,000 across their entire tenure. First year cap is $5,500.
Independent student loan limit is $57,500 total. First year cap $9,500.
https://studentaid.gov/understand-aid/types/loans/subsidized...
Independent student loan limit is $57,500 total. First year cap $9,500.
https://studentaid.gov/understand-aid/types/loans/subsidized...
Most people borrow money from private lenders as well.