Thanks for the share. I took a look but it still seems to be pretty light on details.

https://apwu.org/news/new-research-shows-potential-postal-ba...

This seems to be the main thing I could find in a quick search.

I am trying to understand, but I don't know how increasing access to funds among the poorest segments of society can help defeat fictionalization as they have defined it. It really feels to be more of a spitball against an entire cultural dynamic that revolves around extracting guaranteed money through money.