Like store bought gift cards, or an online service? If the latter, you're just shofting your trust somewhere else (which may be what you want, but it's worth making that explicitly understood).
> If the latter, you're just shofting your trust somewhere else
Of course -- I'm shifting it to a bank that I already use. So, it still represents a privacy gain in that I'm cutting PayPal out and not bringing anybody new in.
And that's not even taking into account that I trust my bank more than I trust PayPal.