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No, the reason is that GA pilots have to pay for their fuel.

That too, but GA pilots are notorious for overestimating their competence. The Dunning-Kruger effect is real. Doing touch-and-gos a few times a month in a C172 does not prepare one for handling high-performance fighter aircraft.

I used to work in Search and Rescue and the number of GA pilots who do bone-headed things getting themselves or others killed would shock you.

Yes, but there are already higher performance aircraft available beyond a Cessna and pilots still flock to what they can afford.

There is no regulation preventing aircraft manufacturers from selling GA performance beasts. There is just not a big enough market to sell into to make it sustain a business.

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