Auto-tagging/making clickable certain proper nouns like Homelander could be neat if there’s a way to detect them.
I find it difficult to believe that we don't have a good word for what 99+% of people are doing since puberty and allows also to express the object of the fantasy using a simple subject+verb+object type of sentence.
Same with words for copulation (highly restricted) and even for wooing / courting, which are also pretty universal activities since times immemorial.
My response to your finding it difficult to believe is: you're asking for a word for an intensely private act! Think about how rarely people overtly and bluntly say they are sexually fantasizing about someone. When it's actually admitted to, it's done using a variety of metaphors, slang and indirect hints.
And in general, we don't have a commonly used prefix or second compounded word to turn a physical act into a fantasy. Even though "fuck" predates Early Modern there was nothing commonly attached to it to make it mental.
If you really want a single verb, "lust."
For sexual fantasies about somebody one's looking at, "undressing with one's eyes."