That, and more, is why E2E isn't available for SMTP-based email. Many modern SMTP servers support opportunistic-TLS, potentially securing email traffic between two SMTP servers. Or forced TLS when you know the target supports TLS connections.
This isn't some "money making" or "spyware" conspiracy. It is a product of history, decentralization, and momentum.
Comparing that to modern chat apps which can be built from the ground up and their messaging protocol doesn't rely on a 40 year old standard is disingenuous at worst, ignorant at best.