Okay, it seems that what I'm trying to explain is difficult for you to understand. Let me change this a bit.

Imagine you are made president of a 3rd world country which has not yet industrialized. You are now tasked with making this country actually rich. Where would you put the government money in?

If you say you would equally create service and manufacturing industries, then your country would collapse quickly. The correct thing to do is to create goods that can be exported, or that have some use within the country itself. The other industries always develop themselves, because they are a sort of grease for the core industries.

Allocation of time and money is not done by bankers. It's done by managers and owners, the bankers just approve or disapprove loans.