$50 per month for $500,000 of liability only insurance for 5,000 miles per year. Since it is only liability insurance, the type of car I have does not matter.

I have 20 years of no accidents or insurance claims.

I assume countries where healthcare is covered more extensively, such as Germany, have lower premiums? Although, I think Germany is health insurance covered healthcare, so I wonder if a German health insurance company would sue the auto insurer of an at fault driver to recover healthcare costs. In that case, it would be similar to the USA.