It depends on your skin though. If you're of European ancestry and living in a sunny place, your genes haven't had enough time to adapt.
If you’re fair skinned but find yourself outside the low UV region that your skin is adapted to, you are welcome to begin the new adaptation by avoiding sun protection and going outside without regard to the UV index.
I, however, will not join that genetic adaptation.
Keep a close eye on your local UV forecast, avoid peak times, and you should be pretty good.