The significant lump sump is often expressed in months of salary per years worked, which is not that much, compared to how much a house costs.
The government in my country once tried to get companies to move to undeveloped regions. It was an unmitigated disaster. No homes, no infrastructure and if your employer goes bankrupt you're stuck in the boonies.
Where I live in Spain we have to downpay 30% and a mortgage would generally be granted to about 3x the annual salary. So to get a third of that would be quite significant.