It's shocking how many people are uninsured or underinsured. Plus, insurance minimums are absolutely ridiculous. Florida's minimum is $10K property damage, $10K personal injury, and they don't even require bodily injury liability. Total insanity. You crash into a Porsche full of doctors with that kind of coverage, and you're going bankrupt.

Most states have a minimum of around $25K for bodily injury liability. You can't even step foot into a hospital without paying $20K, so WTF is the minimum supposed to pay for exactly?

I guess a lot of drivers have so little to their name that they are judgment-proof and just don't care if they get sued for $2M.