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Comment by rufus_foreman | Hacker News Reader

>> Having been able to pay off my house has had the most tremendous postive impact on my mental health I think

Agree on that. I own my house with no mortgage since before the pandemic and it doesn't make much financial sense to pass up a 3% mortgage but it makes mental health sense.

Yes, I owe property taxes. Yes, the city could raise them. If I completely stopped paying them today, it would take them a decade to kick me out. It's nice from a mental health perspective to have a 10 year runway to plan your next move.

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I'm at 2%, no reason to pay extra (and not much left anyway). But I am curious, where do you live that property tax foreclosure is 10 years? Most places do NOT mess around. They sell your liens for 3 years at auction and then you're done. Counties are ruthless in general I've found, especially in some states.

Holy shit... That property tax is awfull thing. It should never ever happen. Not to simple people, owning one property, aka home. So much freedom, country of dreams...

Without property tax, who pays for the infrastructure and first responders? The no taxes, no rules, and no local government services thing was tried many times without success: in one New Hampshire town, they got overran by bears[1] - who could have guessed regulations on trash handling and animal control might be good for something?

1. https://www.vox.com/policy-and-politics/21534416/free-state-...

If I am mistaken, I would appreciate counter-examples of successful towns that engage libertarian praxis. Living off the grid is one thing, but living in a town or city with shared commons is another.

Somalia tried it also. I don’t see any HN libertarians lining up to move there.

Just wait until you hear what happens if you stop paying rent.

With taxes we buy civilization.

Land tax is better than income tax, accordion to Georgism at least.

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