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That's what I do as well. Since you can .gitignore entire directories, that makes it easy. And one major advantage is having `git status` tell you if new things show up, so you can decide whether to track or ignore them (or change how/whether they're created in the first place).

One better, put a '*' in your .gitignore and then !.vimrc the files you do want to track.

yadm implements this model, but also allows for machine-specific branching and encrypted secrets (no secrets should be directly committed in git).

One version of this is to use a bare repo, as described in https://news.ycombinator.com/item?id=11070797

I switched to this method after using symlinks for years. This guide was helpful: https://queensidecastle.com/guides/tracking-your-home-direct...