Stop Stripe posts about being restricted unless you want advice

It's become more common for early stage businesses to get kicked off of Stripe. Whether that's because of more stringent rules on their end, a larger base of customers in general, or an increase of "unsavory" businesses, Stripe has unfortunately become a gatekeeper to monetizing on the internet. If Stripe doesn't like your business, it's very hard to get it off the ground.

I'm a founder that bootstrapped my previous business to $40M ARR and Stripe accidentally kicked us off for a month (and later reinstated our account) but it was almost a death sentence for our business.

I built OpenPay (getopenpay.com) because it’s the product I wish I had when I built my previous business. We offer everything you need to run your subscription business, and you can use whatever payment processor you want so you aren't beholden to Stripe.

If any founders out there want redundancy with their payment processing so the same doesn't happen to you, we're more than happy to help. Just reach out and we can get you set up.

It says something that posts about Stripe stealing or improperly holding funds are so common that the subreddit feels a need to make a rule about it.

Also, I think Stripe and PayPal especially have absolutely been known to seize and not return funds. There have been lawsuits about it, e. g. https://topclassactions.com/lawsuit-settlements/closed-settl... (though that was mostly about consumer accounts).

Never run your financials, personal or professional, with a business that doesn’t have a phone number you can call with a real person answering.

Never.

> Despite what you may read on here that Stripe or PayPal makes money on holding merchants funds, that is 100% false and completely absurd.

That’s wrong.